Indonesia's government has proposed keeping its Hajj financing formula unchanged for 2027, maintaining a 60:40 split between subsidised fund returns and the amount pilgrims pay directly. The Government Communication Agency, known as Bakom, said the proposal has been submitted to the House of Representatives as part of preparations for the 2027 pilgrimage.
Under the plan, the Hajj Finance Management Agency (BPKH) would continue to cover 60 percent of the cost through returns generated by managing Hajj savings, while pilgrims would bear the remaining 40 percent. Bakom's Deputy III, Kurnia Ramadhana, said the scheme is meant to soften the real cost for prospective pilgrims and to cushion the effect of rising service prices in Saudi Arabia.
How the numbers break down
The Ministry of Hajj and Umrah has proposed setting the 2027 pilgrimage cost, known as BPIH, at 107.3 million rupiah per pilgrim. That is an increase of 19.9 million rupiah from the 2026 figure of 87.4 million rupiah.
Minister of Hajj and Umrah Mochamad Irfan Yusuf told a working meeting with the Eighth Commission of the House of Representatives that the allocation divides into Saudi-side costs of 60,891,068 rupiah, or about 56.73 percent, and domestic costs of 46,449,103 rupiah, or about 43.27 percent, including the average flight price per pilgrim. The calculation assumed an exchange rate of 17,500 rupiah to the US dollar and 4,666 rupiah to the Saudi riyal.
Why costs are rising
Irfan said the increase for 2027 is unavoidable, pointing to fluctuations in the rupiah exchange rate, higher flight costs, and rising accommodation prices in Makkah and Madinah. Land transport, Masyair services in the holy sites and healthcare costs have also gone up.
He added that health training programmes are being strengthened, consumption costs in Saudi Arabia are climbing, and the cost of distributing accommodation in Madinah is rising, alongside the need to finance visas for replacement pilgrims. The ministry framed the proposed figure as a balance between efficiency, better service quality and the long-term sustainability of the Hajj programme.
What it means for pilgrims
Keeping the 60:40 ratio means the direct burden on individual pilgrims rises more slowly than the headline cost. The subsidy is drawn from returns on funds that pilgrims themselves have deposited over years of waiting, so the model relies on BPKH investing those savings prudently. Debates over the ratio recur each year because a higher subsidy share eases the immediate cost but draws more heavily on the collective fund.
Prospective Indonesian pilgrims should note that the figures remain proposals pending approval by the House of Representatives, and that final amounts may shift with the exchange rate. Those on the waiting list should keep their BPKH deposits and documents in order, budget for the possibility of a higher personal contribution, and follow official ministry announcements for the confirmed 2027 cost once it is set.