Indonesia's government has proposed raising the cost of Hajj for the 2027 season to about 107.3 million rupiah per pilgrim, alongside a financing formula under which the state would cover 60 percent of the benefit and pilgrims pay the remainder. The Ministry of Hajj and Umrah presented the proposal as preparations for the 2027 pilgrimage get under way, submitting the figures to the House of Representatives for deliberation.

What the numbers show

Under the proposal, the total Hajj cost, known locally as BPIH, would rise to Rp107.3 million, an increase of Rp19.9 million from the 2026 figure of Rp87.4 million. According to Tempo, the ministry split the amount into two parts: roughly Rp60.9 million, or about 56.7 percent, for costs incurred in Saudi Arabia, and about Rp46.4 million, or 43.3 percent, for domestic costs. Officials said the calculation used an exchange rate assumption of 17,500 rupiah to the US dollar and 4,666 rupiah to the Saudi riyal.

How the 60:40 formula works

The headline change is the cost-sharing ratio. The government proposed that 60 percent of the total be covered by the "nilai manfaat," the return generated from managing pilgrims' deposited funds, with the remaining 40 percent paid directly by each pilgrim. In practice, that would put the out-of-pocket amount, known as Bipih, at around Rp43 million per person. The ministry said the higher public share is intended to shield pilgrims from the full impact of rising costs.

Why costs are climbing

The ministry attributed the increase to higher service costs in Saudi Arabia and to its stated goals of efficiency, better service quality and the long-term sustainability of the Hajj fund. Currency movements also weigh heavily, since a large share of expenses is paid in riyals and dollars. Indonesia consistently receives the world's largest Hajj quota, at 221,000 places for the 2026 season, which magnifies the budgetary impact of even small per-pilgrim changes.

A subsidy dilemma

Leaning more on the nilai manfaat to hold down what pilgrims pay renews a long-running debate in Indonesia over the sustainability of the fund. Drawing a larger share from investment returns eases the burden on those traveling in 2027, but it reduces the balance available to future pilgrims, many of whom already face waiting periods of more than two decades. The proposal now moves to the House of Representatives for review before the figures are finalized.

Practical tips for Indonesian pilgrims

  • Treat the figure as a proposal. The Rp107.3 million cost and the 60:40 split still require parliamentary approval and may change before they are confirmed.
  • Plan for around Rp43 million. If adopted, the direct out-of-pocket payment would be near that level, so factor it into your savings plan.
  • Watch the exchange rate. Because much of the cost is paid in riyals and dollars, currency swings can move the final number.
  • Keep your registration active. With long waiting lists, make sure your deposit and documents stay current so you do not lose your place.
  • Follow official sources. Rely on the Ministry of Hajj and Umrah and the fund manager BPKH for confirmed figures rather than unofficial estimates.