Indonesia has proposed keeping the financing structure for its 2027 Hajj pilgrimage unchanged, maintaining a 60:40 split of costs between the state and the pilgrim. The proposal comes as the estimated per-pilgrim cost rises, reflecting a weaker rupiah and higher service charges in Saudi Arabia.
The country's Government Communication Agency, known as Bakom, said the scheme has been submitted to the House of Representatives as part of preparations for the 2027 Hajj travel cost, referred to locally by the acronym BPIH.
How the 60:40 split works
Under the proposal, the Hajj Finance Management Agency, known as BPKH, would cover 60 percent of the cost from the benefits generated by managing pooled Hajj funds, while pilgrims would bear the remaining 40 percent. Bakom's Deputy III, Kurnia Ramadhana, said the arrangement is intended to ease the real cost borne by prospective pilgrims.
Kurnia said the government chose to maintain the existing balance in order to soften the impact on pilgrims and to anticipate rising service costs in Saudi Arabia. He added that preparations for the 2027 season have already begun, with the government adjusting to the Saudi schedule and submitting a detailed BPIH proposal to lawmakers.
Why costs are rising
The Ministry of Hajj and Umrah has proposed increasing the 2027 BPIH to about 107.3 million rupiah per pilgrim. That is an increase of roughly 19.9 million rupiah from the 2026 figure of about 87.4 million rupiah.
The Minister of Hajj and Umrah, Mochamad Irfan Yusuf, said the proposed figure was set with efficiency, service quality and the long-term sustainability of the Hajj programme in mind. The calculation used an exchange rate assumption of 17,500 rupiah to the US dollar and 4,666 rupiah to the Saudi riyal.
According to the minister, the total allocation is split between costs incurred in Saudi Arabia, at about 60.9 million rupiah or 56.73 percent, and domestic costs, at about 46.4 million rupiah or 43.27 percent, which include the average airfare per pilgrim.
Irfan said the increase is unavoidable given the fluctuating rupiah, higher flight prices, and rising costs for accommodation in Makkah and Madinah, land transport, Masyair services and healthcare. Strengthened health training programmes, higher catering costs, and financing for replacement pilgrim visas also add to the total.
What it means for Indonesian pilgrims
Indonesia sends one of the largest national contingents to Hajj each year, so financing decisions affect hundreds of thousands of families. If lawmakers approve the proposal, the state subsidy through fund management would continue to absorb the larger share, cushioning pilgrims from the full effect of rising costs.
Prospective pilgrims are advised to follow the parliamentary process closely, since the final BPIH figure depends on approval by the House of Representatives. Those already registered should keep their savings and documentation up to date, and rely on official Ministry of Hajj and Umrah announcements rather than unofficial estimates when planning their finances for the 2027 season.